The finance app that doesn't lie to you

GET
YOUR
SHIT
TOGETHER

Stop watching your money disappear.
Start understanding exactly where it goes.
Upload your bank statement. Get ruthless clarity in 60 seconds.

$0
to start Β· no credit card
πŸ”₯ March '26
Income
βœ“
Salary deposit β€” $5,240
Categorised automatically
Dining
UberEats x 14 β€” $312
↑ 38% vs last month
Money leak
!
Subscriptions you forgot β€” $94/mo
8 active Β· review now
Savings rate31% β€” on track

The brutal truth

You don't
have a
money
problem.

You have a visibility problem.

You've seen the pay go in. You've felt the panic when it's gone. You just don't know exactly where it disappears β€” and that's the gap GYST closes.

Upload your bank statement. See every pattern, every leak, every bad habit β€” quantified. Not estimated. Exact.

73%
of Australians don't know their actual monthly spend
$4k
average found in β€œinvisible” leaks after first GYST upload
60s
from upload to full breakdown β€” no manual entry
0%
of excuses have ever improved a bank balance

The GYST philosophy

Your bank statement doesn't lie. Everything else might.

Most people manage their money on feelings. GYST forces you to manage it on facts. There's a difference β€” and it shows up in your account balance.

Built for
real clarity.

Not estimates. Not averages. Exact numbers from your actual transactions β€” automatically.

01
⚑Instant Upload

Drop your CSV bank statement and GYST processes every transaction automatically. No manual entry. No spreadsheet. Full picture in under a minute.

CommBank Β· ANZ Β· NAB Β· Westpac Β· ING
02
πŸ”Smart Categorisation

Every transaction is automatically mapped to a category. Add your own keyword rules and GYST applies them instantly β€” retroactively across all uploads.

Learns your habits
03
πŸ’ΈLeak Detection

GYST surfaces the money that slips through the cracks β€” subscriptions you forgot, habits you underestimate, big purchases you rationalised.

The $4k the average user finds
04
πŸ“ŠTrend Breakdown

Monthly tabs, year views, category filters. See exactly how your drinking spend trended over 12 months. How your dining habits compound into real money.

Month-by-month truth
05
🎯Big Purchases Flag

Set a threshold. Any transaction over it gets surfaced separately so you can see the real cost of your impulse decisions β€” before the next one happens.

No more surprises
06
πŸ”’Completely Private

You upload the statement. We parse it. It stays in your account. No bank syncing. No read access to your accounts. Just you, your data, and the truth.

Your data, your control
How GYST works

Three steps.
Zero excuses.

Most finance tools take hours to set up. GYST is designed to give you a complete picture faster than you can make another excuseabout why you haven't checked your spending.

01
Upload Your Statement

Drag it into GYST. Download a CSV from your bank's app. That's it. No account linking. No API permissions. We parse it on the server and store your transactions β€” not your credentials.

CommBank Β· ANZ Β· NAB Β· Westpac Β· ING Β· Macquarie
02
See the Real Picture

Every transaction is categorised instantly. GYST shows you your income, your outgoings, and every category of spend broken down and ranked by damage. Drinking. Dining. Subscriptions. Shopping. No hiding.

Full picture Β· auto-categorised Β· searchable
03
Act on It

Re-categorise anything with one tap. Set your big-purchase threshold. Add keyword rules for future uploads. The pattern awareness alone is enough to change behaviour β€” because you can't unsee what you've seen.

Keyword rules Β· custom categories Β· recategorise on the fly

Less talk.
More results.

β˜…β˜…β˜…β˜…β˜…
Rated 4.9 / 5 Β· 200+ users
↑ $4,200/mo recovered

β€œI've used every budgeting app going. GYST is the only one that made me genuinely uncomfortable with my own patterns. Three months in, I'm saving more than ever.”

James T.
Freelance consultant Β· Brisbane
↑ Subscriptions cut by $220/mo

β€œWhen I saw my 'subscriptions I forgot about' category I was genuinely ashamed. Cancelled 9 things in one sitting. That's $220/mo I just got back.”

Sara M.
E-commerce founder Β· Sydney
↑ 31% savings rate in 60 days

β€œI knew I was spending too much on dining out. I didn't know it was $780 last month. Seeing the exact number is a completely different experience from knowing it's 'a lot'.”

Daniel R.
Agency owner Β· Melbourne
Simple pricing

One decision.
Infinite returns.

The cost of GYST is nothing compared to another year of not knowing where your money goes.

Starter
$0
Free forever
  • 1 CSV upload per month
  • Automatic categorisation
  • Spending overview
  • Category breakdown
Start Free β€” No Card
Pro + Add-ons
$12
+ $27 each, one-time
  • Everything in Pro
  • + GYST Academy (6 income tracks)
  • + GYST Finance (charts, net worth)
  • Lifetime access to add-ons
  • Unlock as you go
Explore Add-ons
πŸŽ“ GYST Academy
6 income tracks. Ads agency, web dev, app dev, affiliate, AI tools, trading. The $100k/month blueprint β€” no fluff.
$27one-time
πŸ’Ή GYST Finance
Advanced charts, net worth tracker, tax split tool. Your full financial picture β€” client-side, completely private.
$27one-time

Stop planning it.
Go do it.

Every month you don't know where your money goes is a month your future self is paying for.

Upload Your First Statement

Free to start Β· No credit card Β· No bank access required